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The Fifth C in Choosing an Engagement Ring

If you have already the learned the four C’s in choosing a diamond, (carat, color, clarity, and cut) then you know how they have an impact on the cost of your engagement ring.  That is the fifth C in choosing your engagement ring – Cost.  There are some things that you can do in reducing the cost of the jewelry to stay within your budget and still have the quality and enjoyment you seek.  Choosing an engagement ring is a big decision, whether the groom is choosing it alone or the couple is choosing it together.  The more knowledge about your choices the more satisfaction you will have in your purchase.

  • Start At Low Cost – Some grooms choose to buy an inexpensive ring for the proposal day and go shopping with their fiancé another time to get an engagement ring that they are both happy with.  Cubic zirconia is one option for a brilliant gemstone, with an alloy metal that resembles gold.  Of course, the bride-to-be should be made aware that the engagement ring given at that point is purely for symbolism, and that there is more to come.
  • Find a Reputable Jeweler – The right jeweler will tell you the differences in engagement rings they have on display and help to educate you in choosing jewelry.  You should check to see if the jeweler is recognized by professional associations and regulating organizations.  Also, check the average pricing between different jewelers to be sure that you are getting reasonable pricing for what you are purchasing.

  • Fix Your Budget – You should never spend more than you can afford on an engagement ring.  Your monthly household budget, your savings accounts, and other factors should be considered.  According to tradition, the groom should spend no more than two months worth of his income in the purchase of the ring.  Some will pay more, depending on the amount of savings they have or guaranteed income in the future.  But remember not to use all of your “rainy day” money in buying that special engagement ring.  Emergencies happen, and you still have to be prepared for them.

Engagement is a special occasion, and the ring given as a gift of promise is special.  There are times that a groom will get down on one knee and propose with the infamous cigar band.  Although the romance is there, the engagement ring is a much better idea.

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